What should you do with your money?
Answer a few questions. See your path.
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- 1You have $10,000
- No high-interest debt
- 3 months of expenses saved
- Employer match captured
- 5Are you eligible for an HSA?
Yes → HSA first
No → Roth IRA
Or go straight to one decision
- Pay debt or invest?Move the interest rate and watch the answer flip.
- Mortgage or invest?Where a guaranteed return starts beating an expected one.
- The whole money mapEvery decision on one page, from essentials to estate planning.
- 1You have $10,000
- No high-interest debt
- 3 months of expenses saved
- Employer match captured
- 5Are you eligible for an HSA?
Yes → HSA first
No → Roth IRA
Your money path will change.
Contribution limits change. Rates move. Tax rules change. Once a month, we'll send the few personal-finance changes actually worth knowing.
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Built on a decision tree, not a sales funnel
BuckGuide encodes a widely used personal-finance flowchart into a small set of rules, then asks only the questions that change your answer. You can read every rule and the reasoning behind it.
How the engine works